Last Updated April 30, 2016
THE SERVICES ARE AVAILABLE FOR YOUR PRIVATE AND NON-COMMERCIAL USE. YOU MAY NOT ALTER, DUPLICATE, OR DISTRIBUTE IN A COMMERCIAL MANNER.
To use the Service, you must be at least thirteen (18) years old and have not had your account deactivated or removed for the Service.
Consolidated My Credit Cards may change the Service offered at any time without notice. Consolidated My Credit Cards can discontinue the Service at any time at our sole discretion.
All content on Consolidated My Credit Cards is for information purposes only. Content provided as part of the Service should not be interpreted as endorsed by Consolidated My Credit Cards, nor does Consolidated My Credit Cards represent or warranty that it is reliable, accurate, complete, or safe to use. Always consult a doctor or other licensed dietitian if you have questions about whether a product is appropriate for you. You acknowledge that taking action based on any information provided through the Service is at your own risk.
Consolidated My Credit Cards lets you add, create, upload, submit, distribute, or post (“Submitting” or “Submission”) content to the Site and Mobile App (collectively, the “User Content”). User Content may include images, photos, text, product reviews, recipes, messages, ratings, and other content.
When you submit User Content to Consolidated My Credit Cards Services, you acknowledge that you are the publisher of that User Content and that your information is public and therefore, may be seen by anyone else and that you may be individually identified.
Consolidated My Credit Cards does not review or guarantee accuracy, intellectual property rights, or appropriateness of User Content. You acknowledge that you may see content that is inaccurate, offensive, and hereby waive any legal or equitable claims, rights, or remedies you have against Consolidated My Credit Cards as a result of User Content posted to the Services. You acknowledge that all Content accessed by you using the Service is at your own risk and you will be solely responsible for any damage or loss to any party resulting therefrom.
You hereby grant Consolidated My Credit Cards a worldwide, non-exclusive, perpetual, royalty-free, irrevocable, fully paid, sublicensable and transferable license to use, modify, edit, reproduce, prepare derivative works of, distribute, display, perform, and otherwise fully exploit the User Content in connection with the Site, the Service and Consolidated My Credit Cards’s (and its successors and assigns’) business, including without limitation for redistributing and promoting part or all of the Service in any media formats and through any media channels (including, without limitation, third party websites or mobile apps, social media channel, or promotional materials).
You also hereby do and shall grant each user of the Site and/or the Service a non-exclusive license to access your User Content through the Site and the Service, and to use, edit, modify, reproduce, distribute, prepare derivative works of, display and perform such User Content solely for personal, non-commercial use.
You hereby grant Consolidated My Credit Cards a perpetual, nonexclusive, transferable, royalty-free, sublicenseable, irrevocable worldwide right and license to use your name, likeness, photograph, image, and voice in connection with your User Content and any derivative works thereof. To the extent permitted by law, you hereby waive any moral rights you may have in or to your User Content.
The foregoing license grant to Consolidated My Credit Cards does not affect your ownership or license rights to your User Content. This includes our right to grant additional licenses to your User Content.
You agree that you are not entitled to any compensation if your User Content is adjacent to or included with advertisements, promotions, coupons, offers or other information, or otherwise used to promote the products and services of Consolidated My Credit Cards or 3rd party partners.
You hereby agree to NOT submit User Content that:
Consolidated My Credit Cards does not endorse and has no control over any User Content. Consolidated My Credit Cards cannot guarantee the authenticity of any data which users may provide about themselves. You acknowledge that all Content accessed by you using the Service is at your own risk and you will be solely responsible for any damage or loss to any party resulting therefrom.
The Consolidated My Credit Cards Service (website and mobile app) may contain third party content or items belonging to or originating from third parties as well as links directly to third party web sites. Neither of these are investigated or checked for accuracy, privacy practices, or appropriateness by us.
By including,or linking to any third party site, app, or materials does not imply approval or endorsement by us. By leaving the Consolidated My Credit Cards Service to use or access 3rd party content, you do so at your own risk.
The Service is owned and operated by Consolidated My Credit Cards. All title, right, and interest in the Consolidated My Credit Cards Service including all Content, the design and “look and feel” of the Content (except for User Content),graphics, computer code, and scanned images (including receipts) shall remain the intellectual property and copyrighted works of Consolidated My Credit Cards and its licensors. All trademarks, trade names, or service marks are proprietary to Consolidated My Credit Cards or its affiliates and 3rd party licensors. All rights regarding the Service and associated Content not expressly granted to you shall be reserved.
You may not use or frame any Consolidated My Credit Cards trademark, logo, name, or other proprietary materials, including but not limited to images, text, video, or audio published on the Service without Consolidated My Credit Cards’s express written consent. No part of the Service may be reproduced, copied, distributed, downloaded, republished, displayed, or transmitted in any form without prior written consent by Consolidated My Credit Cards. Notwithstanding the foregoing, Consolidated My Credit Cards may allow users to post or share Content via a Widget, link, or button, that is expressly provided by Consolidated My Credit Cards for the purpose of sharing Content to other social media channels.
Consolidated My Credit Cards may without notice to you, terminate or suspend your account, or restrict access for any reason at Consolidated My Credit Cards’s sole discretion.If you violate any of the Terms, your account will be terminated. Consolidated My Credit Cards reserves the right to suspend or terminate accounts that have been inactive for extended periods.
You may terminate your account at any time by emailing customer service at support@Consolidated My Credit Cards.com. Upon terminating your account, you must pay any outstanding fees, if any, relating to your use of the Service before you terminated your account.
THE SERVICE IS PROVIDED “AS-IS” AND CONSOLIDATED MY CREDIT CARDS MAKES NO WARRANTIES OR REPRESENTATIONS OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE OPERATION OF THE SERVICES OR THE INFORMATION, CONTENT, MATERIALS, OR PRODUCT AVAILABLE IN THE SERVICE.
TO THE FULL EXTENT PERMISSIBLE BY APPLICABLE LAW, CONSOLIDATED MY CREDIT CARDS, DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO, IMPLIED WARRANTES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. CONSOLIDATED MY CREDIT CARDS CANNOT GUARANTEE AND DOES NOT PROMISE ANY SPECIFIC RESULTS FROM USE OF THE SERVICE. CONSOLIDATED MY CREDIT CARDS DOES NOT REPRESENT OR WARRANT THAT SOFTWARE, CONTENT OR MATERIALS ON THE SERVICE ARE ACCURATE, COMPLETE, RELIABLE, CURRENT OR ERROR-FREE OR THAT THE SERVICE, OR ANY RELATED APPLICATIONS ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. EXERCISE CAUTION IN THE USE AND DOWNLOADING OF ANY RELATED SOFTWARE, CONTENT OR MATERIALS AND USE INDUSTRY-RECOGNIZED SOFTWARE TO DETECT AND REMOVE VIRUSES.
WITHOUT LIMITING THE FOREGOING, YOU UNDERSTAND AND AGREE THAT YOU DOWNLOAD OR OTHERWISE OBTAIN CONTENT, MATERIAL, DATA OR SOFTWARE FROM OR THROUGH THE SERVICE AND ANY RELATED APPLICATIONS AT YOUR OWN DISCRETION AND RISK AND THAT YOU WILL BE SOLELY RESPONSIBLE FOR YOUR USE THEREOF AND ANY DAMAGES TO YOUR MOBILE DEVICE OR COMPUTER SYSTEM, LOSS OF DATA OR OTHER HARM OF ANY KIND THAT MAY RESULT.
THE SERVICE MAY BE TEMPORARILY UNAVAILABLE FOR INTENTIONAL OR UNINTENTIONAL REASONS. CONSOLIDATED MY CREDIT CARDS ASSUMES NO RESPONSIBILITY FOR ANY UNINTENDED IMPACT TO YOU THAT MAY ARISE DUE TO ANY DISRUPTION IN SERVICE.
CONSOLIDATED MY CREDIT CARDS, ITS OFFICERS, DIRECTORS, EMPLOYEES, OR ANY OTHER PARTY INVOLVED IN CREATING, OPERATING, OR PRODUCING THE SERVICE WILL NOT BE LIABLE FOR ANY DAMANGES OF ANY KIND ARISING FROM THE USE OF THE SERVICE, INCLUDING, BUT NOT LIMITED TO DIRECT, AND INDIRECT, INCIDENTAL, PUNITIVE, AND CONSEQUENTIAL DAMANGES, EVEN IF CONSOLIDATED MY CREDIT CARDS IS AWARE OR INFORMED OF THE POSSIBILITY OF SUCH DAMAGES. THIS INCLUDES YOUR INABILITY TO ACCESS THE SYSTEM, AVAILABILITY OF AN OFFER, AND ANY ILLEGAL, OFFENSIVE, OR ANY OTHER ACTIONS TAKEN BY OTHER USERS ON THE SERVICE OR 3RD PARTIES CONNECTED TO THE SERVICE.
THE LAWS OF CERTAIN JURISDICTIONS DO NOT ALLOW LIMITATIONS ON IMPLIED WARRANTIES OR THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES. IF THESE LAWS APPLY TO YOU, SOME OR ALL THE ABOVE DISCLAIMERS, EXCLUSIONS, OR LIMITATIONS MAY NOT APPLY TO YOU, AND YOU MIGHT HAVE ADDITIONAL RIGHTS.
YOU AGREE THAT THE AGGREGATE LIABILITY OF CONSOLIDATED MY CREDIT CARDS TO YOU FOR ANY AND ALL CLAIMS RELATED TO THE USER OF THE SERVICE IS LIMITED TO THE GREATER OF THE AMOUNT YOU HAVE PAID CONSOLIDATED MY CREDIT CARDS FOR USE OF THE SERVICE IN THE TWELVE (12) MONTHS PRIOR TO YOUR CLAIM OR $250.
You agree to indemnify, defend, and hold harmless Consolidated My Credit Cards, its officers, directors, employees and agents from any loss, claim, damages, liability, costs and expenses, reasonable attorney’s fees or other demands arising out of or related to (i) your breach of these terms, (ii) any suit brought against you arising from your use of the Service.
To begin the arbitration process, you must send a letter requesting arbitration to our Registered Agent: GKL Corporate/Search Inc. P.O. Box 1913 Sacramento, CA 95812-1913. The arbitration will be conducted by the American Arbitration Association (AAA) under its rules, including Procedures for Consumer-Related Disputes. See the AAA’s rules at www.adr.org or by calling 1-800-778-7879. Payment of all filing, administration and arbitrator fees will be governed by the AAA’s rules. We will reimburse those fees for claims totaling less than $10,000 unless the arbitrator determines the claims are frivolous. Consolidated My Credit Cards will not seek attorneys’ fees and costs in arbitration unless the arbitrator determines the claims are frivolous. You may choose to have the arbitration conducted by telephone, based on written submissions, or in person in Orange County or at another mutually agreed location.Notwithstanding the foregoing, each party shall have the right to institute an action in a court of proper jurisdiction for injunctive or other equitable relief pending a final decision by the arbitrator.
You and Consolidated My Credit Cards agree that any dispute resolution proceedings will be conducted only on an individual basis and not in a plaintiff or class member, consolidated, or representative action. If for any reason a claim proceeds in court, we each waive any right to a jury trial. You and Consolidated My Credit Cards also agree that you and Consolidated My Credit Cards may also bring suite in court to enjoin infringement or other misuse of intellectual property rights.
By using any Consolidated My Credit Cards Service, you agree that the Federal Arbitration Act, applicable federal law, and the laws of the state of California, United States of America without regard to principles of conflict of laws, will govern these Conditions of Use and any dispute of any sort that might arise between you and Consolidated My Credit Cards. You agree to submit to the exclusive jurisdiction of any State or Federal court located in the County of Orange, California, United States of America, and waive any jurisdictional, venue or inconvenient forum objections to such courts. Our Sites and Apps are not subject to the laws or jurisdiction of any state, country or territory other than that of the United States.
Compliance with Laws
You agree not to use the Service in violation of any applicable law, rule, or regulation or any third party right (including but not limited to intellectual property rights). You agree to comply with all export laws, restrictions, and regulations of the Department of Commerce and other United States agencies.
Under state escheatment law, or other applicable law, Consolidated My Credit Cards may be required to remit Rewards in your Consolidated My Credit Cards account to the state of your last known address if your Consolidated My Credit Cards account becomes inactive for a period of time. The Zip Code you provided when creating an account will be used to determine your last known address.If we remit funds as required by law, you will need to contact the state directly to obtain the funds.
This Agreement constitutes the complete and exclusive understanding between Consolidated My Credit Cards and you relating to the subject matter hereof and supersedes all prior or contemporaneous understandings, written or oral agreements, communications, and/or advertising with respect to such subject matter. These terms are not assignable, transferable or sublicenseable by you except with our prior written consent. These Terms may not be modified or amended except as set forth in the introductory section of these Terms. If any provision of this agreement is held invalid or unlawful, the remainder of this Agreement shall continue in full force and effect. Any heading, caption or section title contained in these Terms is inserted only as a matter of convenience and in no way defines or explains any section or provision hereof.
Consolidated My Credit Cards. consolidate-my-credit-cards.com. All Rights Reserved. The Consolidated My Credit Cards Incorporated logo is a registered trademark of Consolidated My Credit Cards LLC. All other trademarks, logos and service marks, logos, designs, and icons that may be provided as part of the Service are the property of Consolidated My Credit Cards LLC or their respective owners. These trademarks may not be used in any way that will likely cause confusion and may not be copied, imitated, or used without prior written permission of Consolidated My Credit Cards or relevant third party.
Consolidated My Credit Cards’s policy is to respond to notices of alleged copyright infringement in accordance with the Digital Millennium Copyright Act and to respond to allegations of trademark infringement in accordance with our trademark policy.If you believe that your work has been copied in a way that constitutes copyright infringement, please submit a report in writing with the following information:
Consolidated My Credit Cards’s Copyright Agent for notice of claims of copyright infringement on its site can be reached as follows:
ATTN: Copyright Agent
Consolidate My Credit Cards
2443 Fillmore St #380-3512
San Francisco, CA 94115
ATTN: Legal Department
Consolidate My Credit Cards
2443 Fillmore St #380-3512
San Francisco, CA 94115