Privacy

Consolidate My Credit Cards Privacy Policy


Last Updated April 30, 2016
Consolidate My Credit Cards LLC. (“Consolidate My Credit Cards,” “we,” “us,“ and “our”) is committed to protecting your privacy. This Privacy Policy describes our practices regarding the Personal Data (as defined below) we collect from users of our Site and Service. This Privacy Policy applies to all users of the Consolidate My Credit Cards mobile app as well as Consolidate My Credit Cards’s website located at www.consolidate-my-credit-cards.com (including any related websites that include “Consolidate My Credit Cards” branding that may link to this privacy policy). Theses are collectively referred to as the “Services” or “Service”. This Privacy Policy is made part of the Consolidate My Credit Cards Terms of Service (“Agreement“) www.consolidate-my-credit-cards.com/tos Capitalized terms not defined in this Privacy Policy will have the meanings set forth in the Agreement.

By submitting Personal Data through the Site or Service, you agree to the terms of this Privacy Policy and you expressly consent to the processing of your Personal Data in accordance with this Privacy Policy. Your Personal Data may be processed in the country where it was collected and in other countries, including the United States, where laws regarding processing of Personal Data may be less stringent than the laws in your country. This Privacy Policy replaces and supersedes any prior version for all new or existing users.

Information Collected


Personal Information. Consolidate My Credit Cards collects details provided by you when you use our service, or visit our website and other sites accessible from these properties. Examples of personal information includes first and last name, phone number, mailing address, gender, and date of birth.

Content. This includes information you provide us when you upload a photo, update a status, share a link, provide a testimonial, submit a comment, or send a message to another user.

Transactional Information. We will retain data about how you interact with the Services, including what offers you viewed and interacted with, or products you purchased. This includes information regarding your communication with us and Consolidate My Credit Cards’s business partners, merchants, and service providers.

Friend Information. Information collected from social media connections such as Facebook and Twitter. Friends you communicate with and their associated interests. This is used to help make suggestions on who else may be interested in Consolidate My Credit Cards and what offers are most relevant.

How We Collect. When you use our Services or contact Consolidate My Credit Cards, information may also be collected.

We may also collect information from 3rd party advertisers and partners to better understand you and improve our Services. Third parties that keep your data may have their own Privacy Policy that defines how they use and share your data. Please refer to their privacy policy for any questions.

Cookies and Other Data Collection Technology. When you use our Services, we may collect data through automated means which include the use of cookies, pixel tags, web beacons, server logs, and analytics tools. Cookies are used to simplify the logging in process and to help ensure authenticity of registered users. They are also used to improve targeted advertising, and analytics that can be used to improve our Services.

We use both Session ID Cookies and Persistent Cookies. Session ID Cookies are only used while the webpage or app is open and improve the user experience. Session Cookies expire when the app or browser closes. Persistent Cookies are more permanent and are used to improve things such as automatically signing you in or saving your preferences. You can remove cookies from your browser, however, this may adversely impact your experience and require you to re-login.Pixel tags and web beacons are small graphic images placed on webpages and emails that tell us whether you opened an email or visited a page.

We may also collect information about the device you used with our Services, including mobile device model, browser type, language, time zone and IP address.

Use of your information


Consolidate My Credit Cards uses your information to provide you with a customized experience and in general to improve our Services. We use Personal Information to:

- Identify you as the legitimate user in our system.
- Provide you a more personalized experience when using Consolidate My Credit Cards.
- Send you administrative email notifications.
- Notify you about products and services by Consolidate My Credit Cards or a 3rd party partner that may interest you through email, postal mail, text message, or push notifications.
- Provide customer support.

Disclosure or your information


Except as described below, Consolidate My Credit Cards does not share your information with third parties.

We may share your data with 3rd party service providers who do work on our behalf and are under contract and adhere to our Privacy Policy. Examples including, storing data on servers, analyzing data, technical support, marketing assistance, and customer service.

We may share your Personal Data with other companies that acquire our assets. Any company who acquires these assets will assume the rights and obligations regarding your Personal Data as defined in this Privacy Policy.

We do not currently have a parent company, any subsidiaries, joint ventures, or other companies under common control (collectively, “Affiliates“), however, we may in the future. In these scenarios, we may share some or all of your Personal Data with these Affiliates. These Affiliates will be required to honor this Privacy Policy.

We may disclose your Personal Data if we have a good faith belief that disclosure is necessary to comply with the law or with legal process served on us, protect and defend the rights or property of us or our users, act in an emergency to protect someone’s safety, to investigate any violation or potential violation of the law, this Privacy Policy, or the Agreement.

Consolidate My Credit Cards may disclose information about you that is not personally identifiable. For example, this could be aggregate data about overall usage patterns of our users and would not contain any information that would specifically identify you.

Your Choices regarding your Personal Data


Changing personal data.We offer choices regarding the collection and sharing of your Personal Data. We may periodically send you newsletter emails, SMS, or other notifications and advertisements for Consolidate My Credit Cards or 3rd party products or services. When you receive these communications, you may indicate your preference to stop receiving them and have the opportunity to unsubscribe or “opt-out” by following the associated instructions or send us an email at support@consolidate-my-credit-cards.com. Browser cookies can be managed within the web browser you are using.

A Note About Children. We are committed to complying with the Children’s Online Privacy Protection Act (“COPPA”). Therefore, we do not allow children under 13 to use the Service, nor do we knowingly collect personally identifiable information from people under 13 years of age. If you are under 13 years old, please do not use this Service.

Security. We use commercially reasonable methods for protecting your Personal Information from loss, misused and alteration. Because no method of transmitting data over the internet is 100% secure, however, we cannot guarantee absolute security.

Privacy Settings. Consolidate My Credit Cards allows you to modify your privacy settings which can limit access to your Private Information. We cannot, however, control how other users or 3rd parties use your information. Removing information from Consolidate My Credit Cards does not guarantee that copies others have will also be removed. We cannot guarantee that information you post on the Service will not be viewed by unauthorized persons.

Updates to Privacy Policy


Consolidate My Credit Cards reserves the right to update this Privacy Policy without prior written notice. If Consolidate My Credit Cards changes its privacy practices, this Privacy Policy will reflect those changes and the effective date of the updated Privacy Policy will be indicated within this Privacy Policy. Please periodically review this Privacy Policy for changes. If you do not agree with any updates, you may discontinue using the Service and terminate your account. Continued use of the Service by you indicates that you have read and agree with the current version of the Privacy Policy.

Contacting Consolidate My Credit Cards


If you have any questions about this Privacy Policy or your Personal Information, you can contact us at support@consolidate-my-credit-cards.com

Consolidate My Credit Cards
2443 Fillmore St #380-3512
San Francisco, CA 94115