- FICO Range 660+Origination Fee Yes
(6.63% – 36.00%% APR)
CircleBack Lending is the one of the “marketplace lenders” of unsecured loans similar to Lending Club for credit card consolidation, home improvement, special occasions and other types of personal loans.
$3,001 – $35,000
- · 660+ FICO Score
- · Credit Report.
- · Proof of Income.
How CircleBack Lending Works
After you enter your basic information, CircleBack Lending will check your credit score using a soft credit check. Based on their credit model, if you are eligible for a loan, you will be pre-approved. As soon as the loan is “funded”, the money will be transferred to your bank account. Once the money is in your bank account, payments are automatically withdrawn from your account until the loan is paid off.
CircleBack is not as popular as other marketplace lenders like Prosper or Lending Club, however, because they do a soft credit pull, and an application only takes a few minutes, it is another option to consider.